Terms of Service

Last updated: March 20, 2026

Acceptance of Terms

These Terms of Service govern your use of HomePath Malaysia and its services. By accessing, browsing, or using our website and resources, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you may not use our services. We reserve the right to modify these terms at any time, and your continued use of the website following any changes constitutes your acceptance of the modified terms. We recommend reviewing this document periodically to stay informed of any updates or revisions.

User Obligations

As a user of our platform, you agree to use our services lawfully and responsibly. You must not engage in any activities that could harm, disrupt, or negatively impact our website or other users. This includes but is not limited to unauthorized access attempts, distribution of malware, or harassment of other users. You are responsible for maintaining the confidentiality of any account information and for all activities conducted through your account. We expect users to provide accurate and truthful information when interacting with our platform. Any violation of these obligations may result in immediate suspension or termination of your access to our services.

Intellectual Property Rights

All content on our platform, including text, graphics, logos, images, audio clips, and software, is the property of our organization or its content suppliers and is protected by international copyright laws. You are granted a limited license to view and download content for personal, non-commercial use only. You may not reproduce, distribute, transmit, modify, or create derivative works from any content without explicit written permission. This includes articles about Skim Rumah Pertamaku, stamp duty exemption information, home loan comparisons, and down payment saving strategies. Unauthorized use of our intellectual property may result in legal action and damages.

Limitation of Liability

Our platform provides information and resources on a best-effort basis. However, we make no warranties, express or implied, regarding the accuracy, completeness, or reliability of any content, including information about first home purchase programs in Malaysia. We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on our services. This limitation applies to all claims, whether based on warranty, contract, tort, or any other legal theory. Users should conduct their own research and consult with qualified professionals, such as financial advisors or legal experts, before making significant financial decisions related to home purchases.

Termination

We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and without prior notice. Termination may occur if you violate these terms, engage in illegal activities, or pose a risk to the security or integrity of our platform. Upon termination, your right to use our services immediately ceases, and you must cease all use of our content and resources. We may also terminate service for maintenance, updates, or other operational reasons. Any provisions that by their nature should survive termination, including intellectual property rights and limitation of liability, shall remain in effect after termination of your access.

General Provisions

These terms constitute the entire agreement between you and us regarding your use of our services. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. We may update these Terms of Service from time to time to reflect changes in our practices, technology, legal requirements, or other factors. Your continued use of our platform following any updates constitutes your acceptance of the revised terms. These terms are governed by the laws applicable in Malaysia, and any disputes arising from your use of our services shall be subject to the exclusive jurisdiction of the Malaysian courts.