Disclaimer

General Disclaimer

This Disclaimer applies to the use of HomePath Malaysia and its content. We provide information for general educational and informational purposes only. The information presented on our platform regarding first home purchase planning in Malaysia, including details about Skim Rumah Pertamaku, stamp duty exemptions, home loan comparisons, and down payment saving strategies, is intended to help young Malaysian families understand the home buying process.

We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information contained on our platform. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to our website, or by anyone who may be informed of any of its contents.

Housing regulations, incentive programs, and financial products change frequently. We strive to keep information current, but cannot guarantee that all details reflect the most recent updates from government agencies, financial institutions, or regulatory bodies in Malaysia.

No Professional Advice

The content provided on our platform does not constitute professional financial, legal, tax, or investment advice. While we aim to provide helpful guidance on home purchasing fundamentals, we are not licensed financial advisors, mortgage brokers, or legal professionals. Information about Skim Rumah Pertamaku eligibility requirements, stamp duty exemption details, home loan comparison frameworks, and down payment strategies should not be treated as personalized financial recommendations.

Before making any significant financial decisions related to home purchase, we strongly encourage you to consult with qualified professionals including financial advisors, mortgage brokers, tax consultants, and legal representatives who can assess your individual circumstances and provide tailored advice specific to your situation.

We do not endorse any specific financial products, lenders, insurance providers, or property developers mentioned in examples or case studies. Comparisons and information provided are educational in nature and should not influence your choice of financial institutions or real estate decisions without independent verification and professional consultation.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of our platform, including but not limited to damages for loss of profits, data, or goodwill, even if we have been advised of the possibility of such damages.

This includes liability arising from reliance on information about Skim Rumah Pertamaku eligibility, stamp duty exemptions, home loan products, or down payment strategies. We are not responsible for financial losses, missed opportunities, or adverse outcomes resulting from decisions made based on information provided through our platform.

We do not guarantee that our platform will be error-free, uninterrupted, or free from harmful components. We are not responsible for any technical difficulties, system failures, or service interruptions that may prevent access to our resources. Your use of our platform is at your own risk, and we provide it on an “as is” basis without warranties of any kind.

Updates to This Disclaimer

We reserve the right to modify this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting to our platform. Your continued use of our website following any modifications constitutes your acceptance of the updated terms. We recommend reviewing this Disclaimer periodically to stay informed of any changes that may affect your use of our services.